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TERMS OF SERVICE

Last Updated: November, 2010

WEBSITE TERMS OF USE
If you do not agree to the Terms of Use, discontinue using the site immediately!

By using this site, you signify your Assent and Agreement to these Terms of Use. If you do not agree to these Terms of Use, do not use the site.

Restrictions on Use of Materials
Materials in this website are Copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission. All of the trademarks on this site are trademarks of Kendo For Life, LLC or of other owners used with their permission.

Database Ownership, License, and Use
Kendo For Life, LLC warrants, and you accept, that Kendo For Life, LLC is the owner of the copyright of the Databases of Links to articles and resources available from time to time through http://www.kendo-guide.com. Kendo For Life, LLC and its contributors reserve all rights and no intellectual property rights are conferred by this agreement.

Kendo For Life, LLC grants you a non-exclusive, non-transferable license to use database(s) accessible to you subject to these Terms and Conditions. The database(s) may be used only for viewing information or for extracting information to the extent described below.

You agree to use information obtained from Kendo For Life, LLC's databases only for your own private use or the internal purposes of your home or business, provided that is not the selling or broking of information, and in no event cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of the databases (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional limited basis download or print out individual pages of information that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, or is for use in your business only internally, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external distribution or use.

Liability
The materials in this site are provided "as is" and without warranties of any kind either express or implied. Kendo For Life, LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Kendo For Life, LLC does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. Kendo For Life, LLC does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not Kendo For Life, LLC assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Under no circumstances, including, but not limited to, negligence, shall Kendo For Life, LLC be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Kendo For Life, LLC or a Kendo For Life, LLC authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Kendo For Life, LLC's total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.

Facts and information at this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website is to be used for information purposes only. The information contained on this website and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this website are only offered in jurisdictions where they may be legally offered. Information provided in our website is not all-inclusive, and is limited to information that is made available to Kendo For Life, LLC and such information should not be relied upon as all-inclusive or accurate.

Links and Marks
The owner of this site is not necessarily affiliated with sites that may be linked to this site and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of Kendo For Life, LLC and its subsidiaries and affiliates at this website, do not imply the endorsement or approval of such websites, products, services or publications by Kendo For Life, LLC or its subsidiaries and affiliates.

Certain names, graphics, logos, icons, designs, words, titles or phrases at this website may constitute trade names, trademarks or service marks of Kendo For Life, LLC or of other entities. The display of trademarks on this website does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission, or other copying of modification of trademarks and/or the contents herein may be a violation of federal common law trademark and/or copyright laws and could subject the copier to legal action.

Confidentiality of Codes, Passwords and Information
You agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from Kendo For Life, LLC, and all information to which you have access through password-protected areas of Kendo For Life, LLC's websites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.

Other Legal Stuff
These Terms of Use will apply to every access to http://www.kendo-guide.com. Kendo For Life, LLC reserves the right to issue revisions to these Terms of Use by publishing a revised version of this document on this site: that version will then apply to all use by you following the date of publication. Each access of information from Kendo For Life, LLC will be a separate, discrete transaction based on the then prevailing terms.

This Terms of Use and the license granted may not be assigned or sublet by You without Kendo For Life, LLC's written consent in advance.

These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the Indiana, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate Kendo For Life, LLC and/or its affiliates' intellectual property rights, Kendo For Life, LLC and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of Indiana, and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Madison County, Indiana. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Madison County, Indiana, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.

Termination
These Terms of Use agreement are effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all http://www.kendo-guide.com site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice at Kendo For Life, LLC's sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other http://www.kendo-guide.com site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.

TERMS OF SERVICE
All services provided by Kendo For Life, LLC, may be used for lawful purposes only. Transmission, storage or presentation of any information, data or material in violation of any United States federal, state or city law is prohibited. This includes, but is not limited to: copyrighted material, material we judge to be threatening or obscene, or material protected by trade secret and other statute. The subscriber agrees to indemnify and hold harmless Kendo For Life, LLC from any claims resulting from the use of service which damages the subscriber or any other party.

Refusal of Service
We reserve the right to refuse, cancel or suspend service, at our sole discretion.

Billing
By the Account Activation Date of each month, Kendo For Life, LLC shall either:

(1) debit the client's credit card (when such information has been provided by the client); or

(2) deliver, by e-mail, an invoice in accordance with the applicable Service Fees for services rendered for the current month. When an invoice is delivered to the client, payment shall be remitted to Kendo For Life, LLC by no later than the specified payment due date. Kendo For Life, LLC shall be entitled to immediately terminate this agreement for client's failure to make timely payments. You will be provided with an invoice on a monthly basis. All credit cards are billed automatically on a monthly basis. It is the client's responsibility to ensure that they have sufficient credit to cover this transaction. In the event that there is insufficient credit, we will send an e-mail notification, at which point we will need to be provided with another credit card account number within 24 hours. If we do not receive a response within 24 hours, the account, and all accounts under that account plan, will be suspended.

Service Fees
Because the services are provided on a monthly basis, the client will be responsible for service fees incurred each month, regardless of when client provides notice of termination. Thus, for example, if the client provides notice of termination on the 15th day of a particular month, the client will be responsible for service fees for the entire month, and such fees will not be pro-rated or refunded. 

Money back guarantee
We offer a 60 day Money back guarantee.

Account Deactivations
Any account deactivated due to non-payment will require a reactivation fee of $20.00 prior to reactivation.

Cancellation Refunds
We DO NOT refund partial monthly fees to accounts. We require 30 days notice for a cancellation.

Refusal of Service
We reserve the right to refuse, cancel or suspend service, at our sole discretion.

Limitation of Liability
Kendo For Life, LLC shall not be responsible for any claimed damages, including incidental and consequential damages, which may arise from Kendo For Life, LLC ' servers going off-line or being unavailable for any reason whatsoever. Furthermore, Kendo For Life, LLC shall not be responsible for any claimed damages, including incidental or consequential damages, resulting from the corruption or deletion of any web site from one of Kendo For Life, LLC ' servers. All damages shall be limited to the immediate termination of service.

Violations
Violations of these Acceptable Use Policies should be referred to us using the contact form. All complaints will be investigated promptly. Failure to follow any term or condition will be grounds for immediate account deactivation.

Disclaimer
You assume total responsibility and risk for your use of this web site and any services contained or products sold therein. This web site is provided on an " as is " basis without warranties or representations of any kind or nature either express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement or title, and any implied warranties arising out of a course of performance, dealing or trade usage. References to corporations, their services or products are provided "as is " without warranties of any kind or nature, either express or implied. In no event shall Kendo For Life, LLC, be liable for any special, incidental, indirect or consequential damages of any kind or nature, or any damages whatsoever, including, without limitation, those resulting from loss of use, data or profits, whether or not advised of the possibility of damage, or under any theory of liability, arising out of or in connection with the use, communication or transmission of this information. In addition, in no event shall Kendo For Life, LLC., be liable for any damages whatsoever, without limitation, resulting in death, personal injuries, lost wages, pain and suffering, loss of earning capacity, or any other damages of any kind or nature under any theory of liability, arising out of or in connection with the use of the services contained or products sold through this website. The information included in this web site could include technical or other inaccuracies or typographical errors. Amendments are periodically made to the information contained herein; these amendments will be incorporated into the web site. Kendo For Life, LLC, may make improvements and/or said amendments to the web site at any time. Any and all portions of this disclaimer shall automatically apply to all improvements and/or amendments as they appear on the web site. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the web site. Kendo For Life, LLC, does not represent or warrant that the web site will be uninterrupted or error free or that defects in the web site will be corrected, and Kendo For Life, LLC, will not be liable for the consequences of any kind or nature of any interruptions or errors. Kendo For Life, LLC, assumes no responsibility for errors or omissions in their web site or any other web site which may be referenced or linked to their web site. If you are dissatisfied with this web site or with any terms, conditions, rules, policies, guidelines or practices of Kendo For Life, LLC, in operating the web site, your sole remedy is to discontinue using the web site.

Account Activation
By activating your account with Kendo For Life, LLC, you agree to the above policies and disclaimer. Upon requesting activation of an account, you are required to accept these policies, guidelines and disclaimer, and a copy of your acceptance is forwarded along with your activation request to be maintained with your account information.

NOTICE: If you sign up for an account and fail to comply with these terms, no refunds will be given. We will, however, advise you by e-mail or phone prior to taking any action to provide you with an opportunity to correct the problem.

Kendo For Life, LLC reserves the right to amend any or all of the above policies, guidelines and disclaimer without notification. We also retain the right to increase any pricing and make changes to our account plans without notification.

Children’s Privacy
We do not knowingly collect personal information from children under the age of 13. If we learn that we have personal information on a child under the age of 13, we will delete that information from our systems. Kendo For Life, LLC encourages parents to go online with their kids. Here are a few tips to help make a child's online experience safer:Teach kids never to give personal information, unless supervised by a parent or responsible adult. Includes name, address, phone, school, etc.Know the sites your kids are visiting and which sites are appropriate.Look for Web site privacy policies. Know how your child's information is treated.Check out the FTC's Site at http://www.ftc.gov/bcp/menus/consumer/data/child.shtm for more tips on protecting children's privacy online.Contacting Us.We can be reached by contacting: Kendo For Life, LLC Email: http://www.kendo-guide.com/contact.html

PRIVACY POLICY
Last Updated: November, 2010Kendo For Life, LLC strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy. We will never sell, barter, or rent your email address to any unauthorized third party. Period."

How we gather information from users
How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters or when you make a purchase. You may provide information when you participate in sweepstakes and contests, message boards and chat rooms, and other interactive areas of our site. Like most Web sites, Kendo For Life, LLC also collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.

What we do with the information we collect
Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.We may use Personally Identifiable Information collected on Kendo For Life, LLC to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered by Kendo For Life, LLC and other topics we think you might find of interest.Personally Identifiable Information collected by Kendo For Life, LLC may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.

Affiliated sites, linked sites and advertisements
Kendo For Life, LLC expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame on a Kendo For Life, LLC page, certain content that is actually created or hosted by a third party. Also, through Kendo For Life, LLC you may be introduced to, or be able to access, information, Web sites, features, contests or sweepstakes offered by other parties. Kendo For Life, LLC is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. Kendo For Life, LLC does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of Kendo For Life, LLC and this policy.

Children
Kendo For Life, LLC does not knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as permitted by law. If we discover we have received any information from a child under 13 in violation of this policy, we will delete that information immediately. If you believe Kendo For Life, LLC has any information from or about anyone under 13, please contact us at the address listed below.Contacting Us.We can be reached by contacting:Kendo For Life, LLCEmail: http://www.kendo-guide.com/contact.html

Changes to this Policy
Kendo For Life, LLC reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.

Governing law
This policy and the use of this Site are governed by Indiana law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Madison County, Indiana. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Madison County, Indiana, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.Kendo For Life, LLC is controlled, operated and administered entirely within Indiana. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

Kendo For Life, LLC Video Disclaimer
The videos brought to you by Kendo For Life, LLC are offered to the public for information and entertainment purposes only. 

Any and all information perceived from this video through either visual, verbal, or written means, should be considered the sole opinions of the Producers, the Writers and the Actors involved in the making of this video. 

The Producers, Writers and Actors of this video have used their best efforts in producing this video but neither Producers, Writers nor Actors of this video make any representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this video. The information contained in this video is strictly for entertainment and informational purposes. Therefore, if you wish to apply concepts or ideas contained in this video, you are taking full responsibility for your actions. 

Neither the Producers, Writers or Actors, nor the copyright holder or assigned users of this video shall in any event be held liable to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided as is, and without warranties. 

As in all cases, viewers should never take any information perceived from this or any other video at face value and should always do their own due diligence on any viewed material to form their own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting or other professional should be always sought before taking action of any kind. 

The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this video. 

All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose. 

This video is © copyrighted by Kendo For Life, LLC. and is protected under the US Copyright Act of 1976 and all other applicable international, federal, state and local laws, with ALL rights reserved. No part of this may be copied, or changed in any format, sold, or used in any way other than what is outlined within this under any circumstances without express permission from Kendo For Life, LLC.
CONTACT INFORMATION:Kendo For Life, LLChttp://www.kendo-guide.com/contact.html

Acceptable Use Policy
Revision date: 6/30/2009

Kendo For Life, LLC offers its customer (also known as "Subscribers") and their customers and users the means to acquire and disseminate a wealth of public, private, commercial and non-commercial information. Kendo For Life, LLC respects that the Internet provides a forum for free and open discussion and dissemination of information. However, when there are competing interests at issue, Kendo For Life, LLC reserves the right to take certain preventive or corrective actions. In order to protect these competing interests, Kendo For Life, LLC has developed an Acceptable Use Policy ("AUP"), which supplements and explains certain terms of each customer's respective service agreement, and is intended as a guide to the customer's rights and obligations when using Kendo For Life, LLC' services. This AUP will be revised from time to time.

Audio/Video Sharing 
Audio/Video sharing with non-subscribers are prohibted. Offending accounts will be suspended without noticed or terminated.

Adult-Oriented Content: 
Kendo For Life, LLC does not allow adult content and will suspend/terminate any offending account.

Obscene Speech or Materials: 
Using Kendo For Life, LLC' network to advertise, transmit, store, post, display, or otherwise make available child pornography or obscene speech or material is prohibited. Kendo For Life, LLC is required by law to notify law enforcement agencies when it becomes aware of the presence of child pornography on or being transmitted through its network.

Defamatory or Abusive Language: 
Using Kendo For Life, LLC' network as a means to transmit or post negative, defamatory, harassing, abusive or threatening language.

Usenet Groups: 
Kendo For Life, LLC reserves the right not to accept postings from newsgroups where we have actual knowledge that the content of the newsgroup violates the AUP.

Other Illegal Activities: 
Engaging in activities that are determined to be illegal, including, but not limited to, advertising, transmitting or otherwise making available ponzi schemes, pyramid schemes, fraudulently charging credit cards and pirating software.

Other Activities:
Engaging in activities, whether lawful or unlawful, that Kendo For Life, LLC determines to be harmful to its subscribers, operations, reputation, goodwill or customer relations.

Any complaints about a subscriber's violation of this AUP should be sent using the contact form.